Make Planning & Forecasting Easier
Visualize results with comprehensive reporting and metrics for executives, managers, and planners.
Analyze Performance at a Glance
Use charts that display period-over-period performance across product lines to determine where and when to take action.
5 Ways to Improve Margin Planning
Does Your Banking Organization Struggle to Produce Key Financial Metrics to Support Proactive Decisions?
Our eBook outlines five questions to ask to determine if it’s time for a margin planning solution to simplify planning and make realistic and achievable projections regarding key financial metrics such as revenues and gross margins.
Interest on deposits and loans is the primary driver of a bank’s earnings, making balance sheet planning a critical step for providing insight to understand balances of deposits and loans to calculate net interest margin and non-interest expense and income.
Banks need an effective funds transfer pricing methodology to plan financial statements including calculating spreads above or below a benchmark cost of credit of funds. This also provides the insight that allows treasury departments to quickly react to the plan and forecast.
Banks must understand the impact of factors including changes in prepayment speeds, run-off or business sold, existing or new deposits and anticipated loans. Additionally, banks need to spread the impact of market changes over the course of a year, helping to better understand the current and future impact.
Quickly adapting plans and forecasts based on ever-changing market factors and macroeconomic variables provides banks with the agility to baseline and analyze factors that may cause a material impact.
Whether through organic growth, acquisition, market trends, or new source systems, the ability to scale the plan and forecast to meet the demands of the business is critical.